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Pricing

The Loan Officer connects borrowers with loan officers for non-QM, DSCR, hard-money, bank-statement, and foreign-national scenarios. Browsing and posting a loan request is free for borrowers. Loan officers choose a monthly plan; each plan includes a number of borrower-connection credits, and pricing is shown in full below.

Borrowers: posting a loan request and reviewing interested loan officers is free.

Loan officers: every plan includes monthly borrower-connection credits. A credit is used when a loan officer sends an introduction to a matched borrower.

Freemium

$35/mo

No commitment.

  • 0 Included Credits
  • Buy Credits at $125/ea
  • Strict Cap: 2 Credits/mo

Starter

$497/mo

3 lender introductions a month.

  • 3 Included Credits
  • Buy Credits at $100/ea
  • 2 Month Rollover
  • Max 5 Credits/mo

Professional

$997/mo

8 introductions a month with 6-month rollover.

  • 8 Included Credits
  • Buy Credits at $80/ea
  • 6 Month Rollover
  • Max 15 Credits/mo

Elite

$3,997/mo

20 introductions a month; credits never expire.

  • 20 Included Credits
  • Buy Credits at $80/ea
  • Credits Never Expire while Active
  • Max 40 Credits/mo

Corporate

$10,000/mo

Pooled credits and seats for your whole team.

  • Unlimited Credits
  • Team Management (5 Seats)
  • API Access

Pricing FAQ

Is The Loan Officer a lender?
No. The Loan Officer is a marketplace that connects borrowers with loan officers. It does not lend money, set rates, or make credit decisions.
What does a credit do?
A loan officer spends one credit to send an introduction to a matched borrower. Included credits vary by plan.
Do borrowers pay anything?
No. Posting a loan request and reviewing interested loan officers is free for borrowers.

The Loan Officer is a loan-matching marketplace, not a lender or mortgage broker. It does not set rates, make credit decisions, or originate loans. Equal Housing Opportunity.

See how it works →

TheLoanOfficer

Precision connections for loan professionals.A marketplace where borrowers post loan requests and licensed loan officers respond.

© 2026 TheLoanOfficer. All rights reserved.

Compliance Disclaimer: TheLoanOfficer is a connection platform only. We are not a lender, broker, or loan originator. All lender rates and terms are independently provided by licensed professionals. We neither set nor endorse them. Users must verify every detail with their chosen lender.