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The right loan officer finds you

Post what you need once. Licensed loan officers see it, a scoring engine ranks them by how well they fit your request, and the ones who match introduce themselves. You compare and reply in one place.

Post a loan request

Free for borrowers and realtors.

I'm a loan officerI'm a realtor

How it works for you

Always free

From posting a request to funded, without chasing anyone.

  1. Post what you need

    Amount, property, timeline, and where you stand. About ten minutes, from your phone.

  2. The ranking happens for you

    A scoring engine ranks eligible loan officers by how well they match your request, before anyone contacts you.

  3. Introductions arrive

    Up to ten loan officers can introduce themselves with a real message. You decide who to answer.

  4. Talk it through

    One secure thread per loan officer: questions, offers, and documents in one place.

  5. Watch it move to funded

    Loan stages stay visible from application to funded, so you always know where things stand.

Create a borrower account

Illustrative example with sample data.

Trust, in specifics

A mortgage is a high-stakes decision, so the safeguards are structural, not decorative.

  • License-checked loan officers

    Every loan officer passes an NMLS license review by our team before they can contact anyone.

  • Encrypted documents

    Financial documents are encrypted and shared through single-use links, never by open email.

  • Fair-lending language scan

    Listings are scanned against Fair Housing language guidelines, and flagged listings are pulled from matching.

  • 13 languages, native apps

    The marketplace runs in 13 languages, including Arabic, on the web and as a native iOS and Android app.

Equal Housing Opportunity

Illustrative example with sample data.

The rate sheet

Plans are for loan officers; borrowers and realtors never pay. A credit is one introduction to one borrower.

  • Freemium

    $35/mo

    Included credits
    0
    Extra credits
    $125 each
    Credit rollover
    None
    Monthly cap
    2/mo
    Loan types
    QM only
    Choose Freemium
  • Starter

    $497/mo

    Included credits
    3
    Extra credits
    $100 each
    Credit rollover
    2 months
    Monthly cap
    5/mo
    Loan types
    QM and Non-QM
    Choose Starter
  • Professional

    Most chosen

    $997/mo

    Included credits
    8
    Extra credits
    $80 each
    Credit rollover
    6 months
    Monthly cap
    15/mo
    Loan types
    All loan types
    Choose Professional
  • Elite

    $3,997/mo

    Included credits
    20
    Extra credits
    $80 each
    Credit rollover
    Never expire while active
    Monthly cap
    40/mo
    Loan types
    All loan types
    Choose Elite
  • Corporate

    $10,000/mo

    Included credits
    Unlimited
    Extra credits
    Included
    Credit rollover
    Shared team pool
    Monthly cap
    No cap
    Loan types
    All loan types
    Choose Corporate

Prices in USD. Cancel any time from the billing portal.

TheLoanOfficer

Precision connections for loan professionals.A marketplace where borrowers post loan requests and licensed loan officers respond.

© 2026 TheLoanOfficer. All rights reserved.

Compliance Disclaimer: TheLoanOfficer is a connection platform only. We are not a lender, broker, or loan originator. All lender rates and terms are independently provided by licensed professionals. We neither set nor endorse them. Users must verify every detail with their chosen lender.